A hospital excess is the amount you need to pay upfront before being admitted into hospital as a private patient.

Psychology, physiotherapy, dietetics, speech pathology, podiatry, counseling, occupational therapy, exercise physiology and osteopathy then you will be able to claim benefits for these services whether delivered via telehealth or face-to-face by a registered health care provider.

A mouthguard’s main job is to protect teeth from being damaged. Mouthguards help reduce instances of, broken, or chipped teeth, fractured crowns, root damage, and bridgework, saving you from a trip to the dentist or even worse, the hospital.